When you need to file an insurance claim, the first thing to do is assess the damage, document all the damage and include photos, review your insurance policy and contact your insurance agent, then get a roof inspection and an estimate from a licensed roofer and send it all to your insurance agent with your claim.
Some insurance companies will ask for specific information, so be prepared to fill out the information and send it with your insurance claim. Once the claim has been filed, you’ll more than likely have to meet with an adjuster to inspect the damage and discuss your claim with them.
Make sure to keep an open line of communication with your insurance company and include your roofing company so all parties are included. It’s always best to understand what your insurance company will cover with any damage and what your deductible is.
Once your insurance company decides what to do with your claim: pay or not pay; you’ll know how to proceed. But until they decide what to do with your claim, do not clean anything up or make any temporary repairs until after you’ve heard from your insurance company.
If you aren’t sure how to work with your insurance company, some roofers are comfortable and experts when it comes to filing a claim. You can always ask them for advice or even ask them to help you with filing your claim. Just be sure to document everything and keep an open line of communication with all involved.
If you have questions or concerns about filing an insurance claim,call DownUnder Roofing today. We are local to Kansas City, and have experience working with insurance companies. Down Under Roofing has a proven track record and is licensed and insured. Contact the team today to see how we can help you with your gutter and roofing needs.
Posted in Roofing Insurance Claim
