Severe Weather and Insurance Coverage

Mother Nature can often send severe weather to your home and causing severe weather damage to your home’s roof. Many of these forms are typically covered in your insurance claim. But it’s important to check with your insurance agent to see what specifically is covered by your insurance.

Hail damage to your roof or siding is a common weather-related insurance claim. If the damage to your roof or siding then damages the interior of your home, you are typically covered as well.

Weight of ice, snow or sleet can damage your roof as well and is typically covered by insurance. If you have severe weather damage from an ice dam on your roof, it may be covered by your insurance.

High winds from storms, including tornadoes, hurricanes and winter storms can cause damage to your home’s roof and is typically covered by your insurance policy.

Lightning damage to your home and property are also a standard in most home insurance policies. Whether it is a direct hit or even a power surge, it is typically covered by your insurance.

Just remember that all insurance policies are different and it’s best to check with your insurance agent to see what is covered and what is not covered.

If you aren’t sure if the damage to your home will meet your deductible, call a professional to inspect the damage and write a quote for the repairs.

Remember that small problems can lead to big problems if not repaired right away.

If you have questions about severe weather or storm damage to your home or need help filing an insurance claim, call Down Under Roofing today. We are local to Kansas City, and have experience working with insurance companies. Down Under Roofing has a proven track record and is licensed and insured. Contact the team today to see how we can help you with your gutter and roofing needs.